The "Oh No!" Moment
Three months ago, I checked my bank account and had a mini heart attack. Not because I was broke, but because I had no idea where my money had gone. That daily coffee? That impulsive online shopping spree? Yup, they add up.
So, I set myself a save money challenge: Save ₹50,000 in 90 days.
Spoiler alert: I did it. And no, I didn’t start eating instant noodles or living like a hermit.
Here’s exactly how I pulled it off — and how you can too.
The “No-Spend” Tracker: My New Best Friend
I created a "no-spend" calendar where I marked days I didn’t buy anything non-essential. Even skipping that ₹199 coffee at CCD counted.
Total saved: ~₹9,000
It made me aware of my money leaks. Trust me, when you see five red crosses (spent!) in a row, you feel guilty. And that guilt helps you stop.
24-Hour Rule: The Impulse Killer
Whenever I wanted to buy something, I made myself wait 24 hours. Most of the time, I forgot about it. That quirky phone case or those "limited time" offers? They were never really urgent.
Total saved: ~₹6,500
Home-Cooked Wins Over Zomato Cravings
I used to order food three times a week. Sometimes twice a day (don’t judge). I switched to tiffin services and started carrying my lunch.
Total saved: ~₹8,000
Bonus: My jeans started fitting better. Saving money also saves your waistline.
Freelancing Side Hustle: earn and save money
I started taking on writing gigs to earn and save money. Just 2–3 hours after college/work: reels, blog edits, product descriptions, etc.
Total earned: ₹18,000
It wasn’t just about saving money — I started earning smarter. It gave me a purpose and added confidence. There’s something powerful about turning your skills into money.
Decluttering My Way to a Healthier Wallet
I sold unused stuff: books, gadgets, duplicate headphones, clothes I “was going to wear someday.”
Total earned: ₹8,500
Final Breakdown: How It All Added Up
|
Source |
Money Saved/Earned |
|
No-Spend Tracker |
₹9,000 |
|
24-Hour Rule |
₹6,500 |
|
Eating at Home |
₹8,000 |
|
side hustle |
18000 |
|
Selling Old Stuff |
₹8,500 |
|
Total |
₹50,000 |
Why This Works for Anyone (Yes, Even You!)
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No extreme sacrifices required
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Easy habits, repeatable daily
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Builds long-term money-saving habits
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Encourages mindful spending
Whether you’re a broke student or a working professional tired of living paycheck to paycheck, this challenge to save money works.
Final Thoughts: Try It Yourself
You don’t have to do everything I did. But start somewhere.
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Track your spending.
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Set a savings goal.
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Say "no" to that one impulsive coffee.
It’s not about cutting out joy. It’s about cutting out waste.
Because once you start seeing results, saving becomes addictive.
Challenge yourself: Can you save ₹50,000 in 3 months?
Let me know in the comments if you’re starting this journey. I’ll cheer you on!
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